AI Based Payment Routing
Break free from single payment gateway dependency. Automatically re-route all your transactions if you get a payment gateway's account frozen or if a transaction fails.
Smart Payment Routing
Watch how your payments flow intelligently through multiple gateways
Enterprise-Grade Features for Growing Businesses
Everything you need to future-proof your payment infrastructure
Own Your Payment Data
Payment Shield tokenizes your customers' card data and stores the tokens for you in a PCI DSS Level 1 compliant vault. If your payment account gets frozen with a gateway, you will still have the tokens to process the cards with other gateways.
Free Subscription Management
Manage all your recurring subscriptions without any additional fees. No per-subscription charges, no monthly limits - completely free forever.
Chargeback-based Routing
Automatically route your transactions based on the recent chargeback % so no gateways flags you as a high risk merchant.
Unified Dashboard
See all your transactions, refunds & chargebacks for all your gateways right in your Payment Shield dashboard.
Improved Success Rate %
If a gateway fails to process a transaction, Payment Shield automatically uses your fallback gateways without having to ask your customer for their card details again.
How Payment Shield Works: Simple Steps to Payment Freedom
Get started in minutes, not months
Connect Your Gateways
Add your existing payment gateways (Stripe, PayPal, Square, etc.) through our secure dashboard. No code changes required for your current setup.
| Gateway | API Key | Usage |
|---|---|---|
 | •••••••••• | Primary |
 | •••••••••• | Only MasterCard |
 | •••••••••• | Fallback |
 | •••••••••• | All foreign cards |
 | •••••••••• | Fallback |
Generate a Transaction
You can either redirect the user to it or embed it in your own check-out page. Need help with tech? We can set it up for you.
// Create a single transaction
const createTransaction = async () => {
const response = await fetch('https://api.paymentshield.io/transactions', {
method: 'POST',
headers: {
'Content-Type': 'application/json',
'Authorization': 'Bearer ' + process.env.PAYMENT_SHIELD_API_KEY
},
body: JSON.stringify({
amount: 10000,
currency: 'usd'
})
});
return response.payment_url;
};Receive a Webhook
Replace your single gateway integration with our unified API. One integration gives you access to all your connected gateways.
// Webhook endpoint to receive Payment Shield events
export async function POST(request: Request) {
const payload = await request.json();
if (!verifySignature(payload, request.headers.get('x-payment-shield-signature')))
return new Response('Invalid signature', { status: 401 });
if(payload.event == "payment.succeeded")
await handlePaymentSuccess(payload.data);
return new Response('Webhook received', { status: 200 });
}You're safe!
If any payment gateway freezes your account, you won't need to change your code. All your new transactions will be routed to your backup gateway, even subscription payments from pre-existing subscribers.
Transparent Pricing, Unbeatable Value
No per-transaction fees. No per-API call charges. It's an all-you-can-eat buffet.
Start-up
Up to $10k monthly processing
- Up to 3 gateways / processors
- Full analytics dashboard
- Anti-Fraud engine
- Subscription management 100% free
Frequently Asked Questions
Everything you need to know about Payment Shield
Ready to Get Started?
Contact us today and take the first step toward payment freedom